It could happen to anyone…you just pick up your child from daycare and are driving home after a long day at work. Your child is talking to you from the backseat and you glance back to look at him. Just as you look away from the road a pedestrian darts into the crosswalk. You can’t stop in time and the person is injured. Later you find yourself in court and the judge awards the injured pedestrian $1 million. Your auto insurance pays its policy limit of $300,000 and the rest is up to you.
How will you pay the remaining $700,000?